Services

Our Services

We embrace a team philosophy and work with your attorneys, accountants, trustees, and other professional advisers to help ensure the most efficient and effective approach is taken when creating your financial solutions.

Lighthouse Financial Network, LLC offers a wide range of products and services, including:

Wealth Management
Financial Planning
Estate Planning
Business Succession Planning
Business Planning
Retirement Planning
Compensation Design
Life Insurance
Disability Income Insurance
Long-Term Care Insurance

Securities and Investment Advisory Services* are offered through our affiliation with:

Securities and investment advisory services offered through Royal Alliance Associates, Inc, member FINRA/SIPC. Royal Alliance Associates, Inc. is separately owned and other entities and/or marketing names, products or services referenced here are independent of Royal Alliance Associates, Inc

General Securities**
Mutual Funds
Limited Partnerships
Customized Financial and Estate Planning
Private Money Management
Individual Asset Management
Mutual Fund Wrap Programs

In addition Lighthouse Financial Network, LLC provides insurance products from a wide range of companies to meet your distinct needs.

As you look to the future, you can be confident that Lighhouse Financial Network, LLC is commited to understanding your needs and helping you reach your financial goals.

*Royal Alliance Associates Inc, provides fee based advisory accounts and fee based financial planning and only qualified representatives enrolled in the Royal Alliance Associatres Inc. Corporate Investment Advisory Program may offer these advisory products and services.

**A Seried 6 Registered Representative cannot execute individual security transactions on behalf of clients. However, clients do have the ability to facilitate those transactions directly with Royal Alliance Associates, Inc.

Our Philosophy

A Relationship of Trust

Through a four-step process, we consider your needs and goals as well as a variety of financial information to create a customized wealth management strategy. This process is ongoing, we're always there to guide and make necessary changes to your strategy as years go by.

Consultation

First, we'll simply get to know you, your financial situation and your needs. You can be assured with our solid experience, knowledge and dedication that we will understand your personal and business goals and translate them into customized solutions.

Analysis

Our professionals will take your input and conduct a thorough analysis of your current financial situation. To truly offer you a comprehensive service, we leverage professionals who specialize in the areas of law, accounting, business valuation, and organizational development. This allows us to find answers that are both effective and meaningful to you.

Solutions

We understand that each person and each business is unique and therefore faces distinct challenges. Your customized financial strategy will address the challenges that are most important to the success of your financial future.

Monitor & Review

Our relationship doesn't end with the implementation of your financial strategy. We will meet with you on a regular basis to monitor your evolving needs and goals in light of changes in the investment markets, tax laws, etc., and will recommend changed as appropriate. We pride ourselves on this commitment and look forward to strengthening our relationship with you over time.

Business Solutions

If you own a successful business, you know the meaning of hard work and what satisfaction truly feels like. If you also have the responsibility of supporting a family, you know what it's like to occasionally accomplish the impossible.

Here is some information to help you prepare for our meeting and get you thinking about possible solutions to your needs.

Helping Your Business Grow

Owning a business is among the most common paths to financial independence — but no one ever said it would be easy.

Running a successful business requires you to study, ask questions of experts in your industry, and seek the counsel of qualified tax, legal, and financial advisors. Ask us about a wide variety of insurance and financial products that can help you support your business growth plan.

Planning for Your Business's Future

If you weren't around to run your business, what would happen to it and the income it provides your family? Would a successor be ready to take over? What will happen when you eventually retire? Are your family members planning to step in and continue what you've started? Do you expect to continue receiving an income from your business after you stop working? People often allow the day-to-day demands of running a business to prevent them from answering these important questions until too late. Don't let it happen to you.

Retirement and Estate Conservation Products and Services

Of course, you may feel like you never want to retire from your business. You put your life into building it, and now it has become your lifeblood. But maybe someday you'll want to slow down, take it easy. Wouldn't it be nice to have that option?

On the other hand, your health might someday prevent you from working as hard as you'd like. Or perhaps forces outside your control could alter the market for your products or services. In short, you may not have complete control over when you decide to leave your business.

It's important to plan for the unexpected. Using the appropriate retirement planning and estate conservation products and services can help you create options, so that you, your family, and your business are prepared for an array of outcomes. Today's business owners and self-employed individuals have a wide range of choices to help them protect their loved ones, take more control over the future of their business, and manage the risks of daily living and the unexpected. As Signator representatives, we can help you begin to create a plan that addresses your concerns and your desires.

Life Insurance for Risk Management

The nature of business is living with risk — the risk of expanding on borrowed money, launching products and services, extending credit, and hiring workers. But the successful business owner knows that opportunity lives on the same street as risk. Those who do their best to minimize risk have more time to focus on the pursuit of opportunity.

One way to manage risk is with life insurance. You would purchase insurance to help protect your capital investments against fire, theft, or other risks. But have you taken steps to protect against the loss of key employees? Or protected your family against the risk of a loan default if something happened to you? Life insurance can help reduce the financial risks to your business and your family if you or other key players die before completing long-term plans.

Offering a Competitive Benefits Package

Regardless of how high or low the unemployment rate is, it's always difficult and expensive to replace a quality employee. Once you've found the best people, keeping them interested in your company and motivated to perform at peak levels is a big challenge.

A competitive benefits package is a must-have in today's labor market. If you are thinking that benefits are an expense you can't afford, consider these reasons for offering them.

Carefully selected benefits can cut your turnover rate and the related costs of hiring and training replacements. Benefits can help boost company morale and improve productivity. And benefits can be more affordable than you expect. Some can be offered at virtually no cost to you.

Allow us to help you analyze your needs. You may be surprised at how easy it is to add the types of protection and planning appropriate to your business without spending a fortune.

Light the way to a Secure Financial Future

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