Athan Vorilas is the CEO and President of Lighthouse Financial Network, LLC, a firm affiliated with Osaic Wealth, Inc. With a distinguished career spanning nearly four decades, Athan is widely recognized for his leadership, industry insight, and unwavering dedication to advisor development and client success.

He began his financial services career in 1987 as an Advisor with Prudential Preferred Financial Services, quickly ascending to Managing Director of the New York Office. In 2008, driven by a desire to offer greater flexibility and independence to his clients and affiliated advisors, Athan founded Lighthouse Financial Network to align with an independent broker-dealer model.

As CEO, Athan combines deep industry experience with a passion for mentoring financial professionals. He plays a pivotal role in empowering advisors to grow their practices while continuing to build his own successful wealth management business. His personal practice focuses on comprehensive financial planning, wealth accumulation, and estate planning strategies, serving clients across the country with a client-first philosophy rooted in understanding each individual's goals and challenges.

Athan is an internationally recognized speaker on leadership and practice development, having presented at premier industry conferences in the U.S., Greece, Canada, Singapore, Hong Kong, and the Philippines. Notably, he has served as a Main Platform speaker at Finseca’s annual LAMP conference and played a leading role in launching “GAMA Hellas,” the first European chapter of GAMA International.

His industry service includes leadership roles such as Chairman of the Finseca Foundation, member of the Finseca Board of Directors, and Past President of the Society of Financial Service Professionals – Long Island Chapter. His credentials include FINRA Series 6, 7, 24, 51, 63, 65 licenses and life insurance licensing.

Athan holds a B.B.A. in Finance from Hofstra University, where he served for more than a decade on the Frank G. Zarb School of Business Advisory Board. He lives in West Islip, New York, with his wife and two children, and remains actively engaged in his community as a Board Member and Past President of the St. Nicholas Hellenic Community of Babylon, NY.

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Bruce L. Birnbaum, J.D., LL.M., CLTC, the founder of BIRNBAUM ADVISORY, has extensive experience in the areas of insurance, taxation, business, estate and financial planning.  He is also a Certified Long-Term Care Professional. 

Bruce received his Master of Laws Degree (LLM) in Taxation from New York University School of Law and earned his Law Degree (JD) from Benjamin N. Cardozo School of Law.  Bruce, who no longer actively practices law, is a Member of The New York State Bar and the Bar Association of the City of New York.

Bruce's Multidisciplinary Wealth Strategies approach is derived from his multidimensional background in the law and financial arenas which uniquely qualifies him to more effectively integrate the various components of your planning.  Bruce’s insight and advice can help enhance your ability to create, accumulate and preserve wealth for yourself and the people you care most about. By representing many different investment and insurance companies, Birnbaum Advisory offers a wide array of options and solutions to better assist you in fulfilling your goals. 

Publications:

Bruce's articles have appeared in Taxation for Lawyers, The CPA Journal, The New York Law Journal, Taxation for Accountants, Guardianship and Elder Law in New York (West Publishing) as well as other publications.
Lectures and Reference:   Bruce has lectured for The International Association for Financial Planning, The Society of Financial Service Professionals, The National Association of Insurance and Financial Advisors, The New York State Bar Association, the Nassau, Queens, Suffolk, Westchester and Bronx County Bar Associations, The New York State Society of Certified Public Accountants, The National Conference of CPA Practitioners, Baruch College Zicklin School of Business, The Estate Planning Council of Nassau County, Inc, The Hudson Valley Estate Planning Council, C. W. Post Tax Institute, New York Institute of Technology, St. John’s University School of Law, among many other professional, charitable and community organizations.  Bruce has been quoted in professional journals and other media. 

Memberships:

Bruce has served on the Executive Board of the New York State Bar Association, Elder Law Section and Chaired its Insurance Committee.  His current and past memberships include: 

• The National and New York State Associations of Insurance and Financial Advisors
• Financial Services Institute•
• The Society of Financial Service Professionals
• The New York State Bar Association
• The New York City Bar Association
• The Nassau County Bar Association
• The National Academy of Elder Law Attorneys
• The National Conference of CPA Practitioners
• The Estate Planning Council of Nassau County, Inc
• Various Community and Charitable Groups

Bruce has dedicated himself to understanding the complexities involved in the various aspects of planning and applying that knowledge for the benefit of his clients.

575 Broadhollow Road, Melville, NY 11757.

Michael D. Berk, CPA, CLU, ChFC, CLTC is a Registered Representative and Investment Advisor Representative of Osaic Wealth Inc. Michael received his Certificate in International Business at the University of Copenhagen in 1984 and his Bachelor of Science degree in Business Economics from SUNY in 1986. From 1986-1988 he earned his CPA while working for the tax department of a New York City CPA firm.

In May of 1989 he joined John Hancock Financial Network, which is currently known as Lighthouse Financial Network, LLC. During his career he has earned the additional designations of CLU, ChFC, and CLTC.

His practice focuses on wealth accumulation strategies during his clients’ working years and distribution strategies during their retirement. These strategies are unique to his clients’ risk tolerance, income tax profile and their overall financial goals and objectives. Insurance counseling with a major emphasis on Long- Term Care Insurance Planning is an integral component of his practice.

In the past Michael has raised money with Team-in-Training for the Leukemia Lymphoma Society and has volunteered his time coaching the Half Hollow Hills Little League. Michael founded the Surprise Lake Camp Swim- a- Thon which he is an annual participant. This annual event raises money for underprivileged children and teenagers to experience the joy of nature along with the growth and development that is inherent in a sleep - a - way camp experience.

Michael resides in Long Beach, Long Island with his wife, Geanine.

575 Broadhollow Road, Melville, NY 11757

Pierre M. Awadalla is a distinguished financial services professional with a unique blend of expertise, mentorship, and client-centric service. With over two decades of experience, he has built a reputation as a trusted advisor, dedicated team player, and knowledgeable mentor. His wisdom and personalized approach consistently enhance the client experience, as he provides ongoing support, strategic advice, and tailored solutions to help clients achieve financial security and long-term goals.

Pierre brings extensive industry knowledge, specializing in Estate Planning Strategies, Wealth Management, Retirement Planning, Pensions, Business Planning, Business Succession Strategies, and Insurance Protection—including Long-Term Care Insurance. As he continues to grow his practice, Pierre has earned recognition as a qualifying member of the prestigious Million Dollar Round Table (MDRT) in 2016, 2023, 2024, and 2025—a premier association of leading financial professionals.

Since the early days of his career, Pierre has demonstrated a keen ability to understand and fulfill his clients' financial needs. He has guided individuals and businesses in creating, accumulating, and preserving wealth for themselves and their loved ones. Through a comprehensive and strategic approach, Pierre offers a range of customized solutions designed to help clients meet their financial objectives.

Throughout his career, Pierre has provided sound retirement planning, long-term wealth strategies, and in-depth financial needs analysis—an often underutilized yet essential service. To ensure the most effective strategies for his clients, he frequently collaborates with attorneys, accountants, and other professionals, aligning their expertise to develop holistic financial solutions that align with long-term objectives.

Bio

575 Broadhollow Road, Melville, NY 11757 

Richard M. Bass, JD, CFA, CFP® is an Investment Adviser Representative working out of his satellite office of Lighthouse Financial Network, LLC located in Melville, NY. Richard has become a resource for financial and business matters for his clients. He takes pride in developing lifelong relationships with his clients who include everyone from successful business owners to professional athletes.

Richard has demonstrated a lifetime commitment to learning. Prior to joining Lighthouse Financial Network, Richard graduated from George Washington University with a Bachelor's degree in accountancy, winning the Accountancy Scholarship Award. He continued his education by obtaining a law degree from Hofstra University School of Law, finishing fourth in his class. While there, he participated in Law Review and interned at the National Football League Management Council. 

After law school, Richard worked for several years as a corporate attorney, before realizing that his passion was helping individuals and business owners secure their financial futures. In his efforts to help his clients to the utmost, Richard obtained both a CFA and a CFP® designation.

575 Broadhollow Road, Melville, NY 11757

Robert A. DeSanto, Senior Associate, represents a unique class of financial service professionals. For more than four decades, Bob has enjoyed the reputation as mentor and consummate industry professional. With wisdom and experience in many disciplines, he has maintained an innate intimacy with his clients assuring them of continuous support, advice and service. Specializing in a combination of wealth strategies including needs analysis and retirement planning, he utilizes a vast network of products to build solid financial foundations.

Since the early days of his career, Bob has demonstrated a keen understanding of how to best serve his clients: individuals, families and business owners alike, who turn to him for guidance, again and again. The litmus test is not in the number of clients he has gained over the years but in the inherent trust of the clients retained. This was never more evident than in today’s fast- paced, immediate gratification world, where the traditional values are the mainstay of this business: a calming voice on the other end of the phone, accurate and swift answers to questions, attention to detail and most importantly, sympathy and concern when faced with a bereft spouse. These are the characteristics that speak volumes distinguishing him from his peers.

Throughout Bob’s tenure in the financial services industry, he has provided sound retirement planning, long term wealth solutions and financial needs analysis. In developing the most efficient strategy possible, Bob will often consult the attorney, accountant, and other professionals as is warranted to achieve an optimal strategy consistent with the clients’ long-term objectives. Additionally, when appropriate, the strategy will call for the use of a particular insurance product to properly fund the strategy and fulfill the need.

While technology has provided extensive up- to – the minute information, maintaining a pulse on the industry as well as the health of the financial landscape remains the cornerstone of Bob’s philosophy. Using this knowledge, he is able to work with clients in varying life stages to determine the most appropriate solutions when considering retirement, estate conservation, education funding, wealth protection and risk tolerances.

Recognized year – over – year as a top professional in the industry by his peers, Bob is equally gratified to be a senior member of the team at Lighthouse Financial Network, LLC. In past years he has also been a trainer for the Career Development Department. In both roles, he is a contributing factor to the success of the firm, mentoring the newer associates and providing insights to even the most seasoned financial veterans.

Bob lives with his wife Regina, in Western Suffolk County. He enjoys spending time with his granddaughters, Gabrielle and Rebecca. His hobbies include attending classic car shows as well as tinkering with his prized 1952 classic car.

575 Broadhollow Road, Melville, NY 11757

Tim Corcoran is an Investment Advisor Representative with Lighthouse Financial Network LLC, located in Melville, NY. Tim began his career in 1992 as an Institutional Municipal Bond broker with the firm Titus & Donnally in New York City. He then moved on to start his career as a Financial Advisor with New York Life in 1996.

Tim works closely with Business owners, individuals and families to advise them on ways to reach their financial goals. He follows a process that builds a trusting relationship with all his clients. He also works closely with a team of experienced professionals that assist in making investment and insurance solutions for his clients. Tim has made his goal to create, accumulate and preserve their wealth.

Tim resides in Babylon Village with his wife Molly and two children McKenzie and Gavin. He is active in his towns youth lacrosse and CYO Basketball. His hobbies include playing golf, snowboarding and spending time with his family. 

575 Broadhollow Road, Melville, NY 11757

Arthur T. Reyling, CLU, ChFC is a Investment Advisor Representative with Lighthouse Financial Network, LLC. Art began his career in financial services and insurance in 1980 after 10 years in the corporate business world as an accountant. He is an alumni of Hofstra University and earned his CLU and ChFC designations from the American College.

Art has been a recipient of the insurance industry's prestigious Million Dollar Round Table (MDRT) many times and is now a life time member. Some of the many awards Art has received over the years in the industry are the National Quality Award and the National Sales Achievement Award. He is a member of the Long Island Chapter of the Society of Financial Service Professionals (SFSP).

Art is a full service financial professional providing service to his clients in several areas including Estate Planning Strategies, Business Continuation, Investments, Retirement Planning, Insurance and Fringe Benefits. He prides himself on serving multiple generations of families.

Art lives with his wife Barbara in Long Island, NY and has three married children and six grandchildren. He enjoys volunteering for various charities and has been involved with the National Multiple Sclerosis Society and March of Dimes over the years. He is currently an officer with the St.Gerard Majella Knights of Columbus.

575 Broadhollow Road, Melville, NY 11757

Brian Gasior is an accomplished Investment Advisor Representative with over a decade of experience in the financial services industry. He graduated with a degree in Finance from Hofstra University and began his professional career serving as a Financial Services Representative at MetLife in 2004.

Brian and his associates work directly with clients in evaluating and assessing their financial needs, ultimately implementing a specially tailored strategy to best fit their personal goals. He is steadfast in ensuring the progression of his client’s immediate and long-term financial needs.  He aims to facilitate the experience through periodic reviews and frequent communications. Brian is diligent in maintaining an ongoing relationship with his clients that’s built on trust and integrity. 

In 2010, Brian joined Lighthouse Financial Network, LLC.  At Lighthouse he continues his dedication to communicating the importance of proper financial planning, which is reflected by his unwavering efforts to achieve the industry’s highest designations.

Brian currently resides in Long Island, NY with his family and two dogs. He is a fitness enthusiast and maintains an active lifestyle through exercise and sports. 

575 Broadhollow Road Melville NY 11747

Bonnie Laffie is an Investment Advisor Representative who works with professionals and businesses to help coordinate their financial plans. She evaluates different options to help her clients achieve their financial goals. Bonnie has teamed up with many CPAs and attorneys to better help her clients with their estate planning, disability, income protection and Long Term Care Insurance programs.

Bonnie received her Bachelor of Science in Economics from Queens College in 1975 and started working in the Financial Services Industry in 1977. In 1982, she earned her CLU designation and in 1991, through continuous education, she earned her ChFC and CLTC Designations.

Through her dedication and hard work, she has also become a lifetime member of the Million Dollar Round Table (MDRT). MDRT membership is recognized internationally as the standard of excellence in the life insurance and financial services business. Less than 1% of financial professionals are members. Bonnie is also a member of the National Association of Financial Advisers and Society of Financial Service Professionals.

In addition, Bonnie is actively involved in the Moxxie Network, a member based organization of high achievers that provide resources, connections and knowledge to peers.  She also enjoys volunteering in her spare time and fund raises to help find cures for Multiple Myeloma, Diabetes, Heart Disease and Breast Cancer.

575 Broadhollow Road, Melville, NY 11757

In 2009, Christofer Ferrugiari joined Atlantic Partners Financial Group, Member of John Hancock Financial Network and Signator Investors Inc. Today that firm is known as Lighthouse Financial Network, LLC.  Prior to joining the firm, Chris worked in brokerage management with Oppenheimer and Company, and American Capital Partners. He takes pride in the fact that he is a second-generation advisor and has deep-rooted ties to finance at a young age.

As an Investment Advisor Representative, Chris takes his clients through a unique four-step process, helping create a wealth management strategy for his clients to follow.  He provides his clients with a financial strategy that helps turn their dreams into realities.  This process is ongoing, meaning; Chris is always there to make adjustments to the financial strategies as the years go by. Chris’s journey in the financial industry exemplifies the harmonious integration of family values, client-centered focus, and a holistic approach to planning. His unparalleled success is not only measured by accolades and financial achievements, but by the lives he has positively impacted throughout his career. With his unwavering dedication, compassion, and expertise, Chris continues to shape prosperous futures for his clients while cherishing the profound connections he has formed along the way.

Chris provides comprehensive financial strategies including:

Retirement Funding Strategies, Managed accounts, Portfolio Building Financial Needs Analysis, Life Insurance, Wealth Preservation Pension Income Alternative, Estate Conservation Strategies, Wealth Preservation, LTC Planning Strategies, Buy/Sell Agreement Funding, and Disability Income Insurance.

Chris graduated from Long Island University with a Bachelor of Science in Business Administration degree.  He currently holds the FINRA Series 7 and Series 63 and 65 licenses.  In 2010, Chris qualified for John Hancock Financial Network’s ACE Recognition program.  He finished in the top 5 of the company for new agents and is now one of the top advisors at the firm. Chris earned the designation of FSS Financial Service Specialist through The American College.

In his spare time, Chris enjoys time with his family and going on different adventures with them. He has a beautiful wife named Jessica, two amazing children, Camden and Peyton, and a golden retriever named Cabo.

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Douglas Sinetar, CPA, MBA is an Investment Advisor Representative with Lighthouse Financial Network, LLC, located in Melville, NY. He brings a unique tax and investment perspective in solving a client’s financial and wealth planning needs. Doug’s primary focus is on retirement income planning for his clients who are nearing retirement or have already done so. He utilizes a myriad of solutions by combining his knowledge of Social Security maximization strategies as well as IRA distribution planning for retirement. 
Doug has been a CPA since 1988 where he began his career working in the Tax Department at Laventhal & Horwath and Friedman Alpren & Green. In 1991 he decided that his skills would be better suited by building a practice in the insurance and investment field by assisting high net worth clients achieve their financial goals and joined New York Life.
In 2000 he decided to join his current firm as an Investment Advisor Representative where he expanded his role to include wealth management while also utilizing his background in tax . His knowledge and passion in assisting others is evidenced by his long-term relationships with his clients.
Mr. Sinetar attended American University where he received his Bachelors of Science in Business Administration. He subsequently earned his MBA from George Washington University specializing in Finance and Investments in 1983.

Doug is happily married to Tina and has two beautiful children. He currently resides on Long Island, NY where he is actively involved in the community.

Osaic Wealth, Inc. nor its representatives provide tax or legal advice. Please consult your tax or legal professional for guidance.

575 Broadhollow Road, Melville, NY 11757

Francine Pizzimenti is a Registered Representative with Lighthouse Financial Network, LLC, located in Melville, NY. Fran began her career in marketing in 1983. She went on to become a Financial Representative in 1988 and in 2017 became a Registered Representative.

Fran focuses on working with physicians and other professionals, as well as individuals and families to evaluate different options in order to help achieve their goals and implement a strategy to meet objectives. She has been successful in doing this with her clients for over three decades. She understands that no single approach is the right one for every individual. She follows a process that builds a trusting relationship with all her clients. She works closely with a team of experienced professionals that assist in making investment and insurance solutions for her clients. Francine maintains her FINRA Series 6 & 63 registrations along with Life, Accident, Health and Long Term Health Care licenses in multiple states.

Fran is a unique individual with exceptional qualities. Her greatest strengths are creativity, drive, and leadership. Fran’s fusion of real-life stories and her conversational techniques connect with her clients at an intimate, intense, and individual level. She understands that no single approach is the right one for every individual.

Fran is actively involved with community activities, charity events, and outreach programs. She volunteered for numerous charity events, helping children in need. She enjoys going to the gym and working with her trainer in order to maintain her healthy lifestyle. Fran currently resides in Merrick, NY with her family.

Fran has dedicated herself to understanding the complexities involved in the various aspects of planning and applying that knowledge for the benefit of her clients.

575 Broadhollow Road, Melville, NY 11757

Gary Frisina began his career in financial services after serving in the Marines. He is a Vietnam War Vet. In 1974 Gary joined John Hancock as a Registered Representative. By 1980 Gary was promoted to Sales Manager and for 12 consecutive years Gary qualified for the Sales Managers Recognition Conference. During this time he also led his team to qualify for the Top 5 in the company.

In 1994 Gary was promoted to the Managing Director of the Eastern Long Island Agency. During this time he led the agency to the Top Agency in the company. In 2002 Gary retired from the agency. However, Gary couldn’t stay away from the business. He later on joined the firm to become Director of Education and Training. In 2015 Gary and three other advisors created Atlantic Advisors, LLC, an independent Producer Group, of which he is the President.

Gary is also a faculty member of the American College. As an instructor he teaches financial representatives various topics such as Estate Conservation, Business Planning, Retirement Planning, Eldercare and Investment Analysis. He is also a New York State CPE instructor. 

Gary currently holds his life and health licenses and his series 1, 7, 22, 24 & 66. In 1988, he obtained his CFP, (Certified Financial Planner) designation from Adelphi University. He also has obtained his FSS, (Financial Services Specialist) and his LUTCF, (Life Underwriters Training Counsel Fellowship) designations, from the American College. Gary is a member of the Financial Planning Association. 

In his spare time Gary volunteers his time at the American Legion Post in St. James, NY. Gary is married with four children and four Grandchildren.

58 Motor Parkway Suite 400A Commack, NY 11725

Juzel Duenas is an Investment Advisor Representative with Lighthouse Financial Network, LLC, located in Melville, NY.

Juzel earned her Juris Doctor from Florida Coastal School of Law in 2012, and her B.A. in Psychology from CUNY Queens College in 2009. After law school, Juzel worked for the Office of The Nassau County Attorney in the Municipal Litigation and Torts Bureaus. Thereafter, she went on to work in Kings County Supreme Court in the Commercial Litigation and Foreclosure Division. Juzel joined Lighthouse Financial Network, LLC in 2017 as a compliance associate then obtained certifications to practice as Investment Advisor Representative.

While at Kings County Supreme Court, Juzel decided to focus her efforts towards being an Investment Adviser upon observing multitudes of people end up at the courthouse in dire straits as a result of poor financial planning. Juzel now commits her time to guiding people on how to maintain and secure a healthy financial future. She utilizes her multidimensional background in both the law and financial space to create a truly holistic approach to people’s financial needs.

Juzel is currently member of the New York State Bar Association. She resides in Long Island, NY with her labradoodle named Charlie.

575 Broadhollow Road, Melville, NY 11757

Larry has been an associate with JHFN/Lighthouse Financial Network, LLC for over 40 years after receiving his M.B.A. from Fordham University. His professional accomplishments to date are truly remarkable by any standards.

He has qualified for 17 consecutive Presidents Cabinets, which is one of the highest honors in the JHFN system, and for 14 years, he was recognized as the National Sales Leader for Health Insurance Sales.

Larry was inducted into the coveted “John Hancock Hall of Fame”, at the early age of 37, one of the youngest inductees of all time. He works exclusively in the medical market and counts as his clients some of the most prominent and renowned physicians in the country. He focuses on all aspects of Estate and Business Planning Strategies, which allows his clients to focus on their practice. Larry’s focus on Physicians has resulted in numerous speaking engagements before many medical groups over his career. He has also been a sought after speaker for other financial professional groups and often speaks at their conferences.

Larry has been married for over four decades to his wife Frances and has two married, successful daughters and twin granddaughters. Larry served with distinction in the United States Marine Corp and Marine Reserves. Among his numerous hobbies, he is an avid equestrian, who keeps his four horses on his Long Island property. He is also an active supporter and fundraiser for numerous humanitarian and animal causes.

575 Broadhollow Road, Melville, NY 11757

Mitchell has been in the financial services industry for over 42 years, beginning his career with John Hancock Financial Network in 1973, and he is now with Lighthouse Financial Network, LLC.  He assists families, businesses and professionals in the accumulation and preservation of wealth.  Mitchell works with many top financial companies to help his clients reach their financial goals.

Mitchell was inducted into John Hancock’s prestigious Hall of Fame in 2006, and has been recognized numerous times for his service and dedication to his clients and the insurance industry.  He is a past member of the Board of Directors of NAIFA, an organization of insurance and financial services professionals from all companies.

Mitchell works in many financial service areas, including estate conservation, life insurance, retirement strategies, qualified plans, and individual financial needs. 

In addition to his individual practice, Mitchell served a sales manager for many years, and was responsible for the recruitment and training of associates.  In this capacity, he became a Lifetime Member of John Hancock’s Sales Managers Conference in 2002.

Mitchell is actively involved in the management and execution of Lighthouse Financial Network’s Training and Education Program.  He enjoys working with new and experienced associates to improve and develop their professional qualifications.

Mitchell is also extremely active in his local community.  He is a past member of the Board of Directors of North Shore Synagogue in Syosset, and served as their President from 2000 to 2002.  He lives with his wife Fran in Syosset since 1983, and has two children and four grandchildren.

575 Broadhollow Road, Melville, NY 11757

Michael H. Klein, J.D., is an Investment Advisor Representative with Lighthouse Financial Network, LLC. Michael received his Law Degree Juris (JD) from Hamline Law School, and began his career with John Hancock and Signator Investors Inc. in the Managerial Rotation program at their headquarters in Boston, Massachusetts. He was subsequently appointed to a leadership role at a local office also located in Boston, and helped lead that office to being recognized as one of the top firms in the United States. In 1989, Michael transferred back to his New York roots where he decided to start his personal practice while continuing to lead other advisors and ultimately building the #1 ranked team in the nation.

Michael’s approach to preserving and building wealth is derived from his diversified background in law and years of financial advice. His unique background allows him to be more effective in implementing various insurance and investment strategies while utilizing his vast knowledge and experience. Michael has built his practice by primarily focusing on physicians, business owners and high net worth individuals. He and his team work closely with his clients to understand their concerns and needs in order to provide customized strategies and solutions in the areas of insurance, business, estate and financial planning. By representing a wide selection of insurance and investment firms, he and his team at Lighthouse Financial Network LLC., are able to select products and services which are in the best interest of his clients.

During his career, he has served on many industry and company advisory committees, and has been consistently been recognized as a leader in his field. His many awards include the National Sales Manager of the Year, Lifetime Member of the Sales and Managers Recognition Conference, Lifetime Member of the President’s Conference, and in 2013 he was inducted into the prestigious JHFN, Signator Investors Inc., Hall of Fame.

575 Broadhollow Road, Melville, NY 11757

Neil Filomena, Jr. is an Investment Advisor Representative with Osaic Wealth, doing business as Filomena Financial Network, located in Melville, NY.

Neil began his financial services career in 2005 with a major life insurance and annuity company. In his first year he was awarded the New Associate of the Year Award at the local level and the Career Builder of the year at the national level. Over the years, Neil has achieved numerous other awards including Presidents club, Leaders Club, Balanced Performance Award, Stars Award, Circle of Excellence and Premier Producer Group.

Neil works with business owners and individual families to find creative solutions for attaining his client’s goals and objectives. As a member of the Million Dollar Round Table(MDRT®)- a premier association of financial professionals- he centrally focuses on and adheres to the hallmarks of honesty, integrity and professionalism. In addition to his base practice, Neil has built strategic alliances with top attorneys, accountants and industry leaders in order to leverage their expertise and assist with specialized and advanced planning needs of his clients.

Neil is a graduate of St. Josephs College with a bachelors degree in Business Administration. He has earned the designation of Financial Services Certified Professional (FSCP®) Chartered Financial Consultant (ChFC®) and Chartered Life Underwriter (CLU®) from the American College. In his spare time Neil has also moderated courses for the American College. Aside from giving back to the college, Neil is also a member of his local Knights of Columbus council and member of the Long Island chapter of the Society of Financial Services Professionals where he serves on the event committee. He also holds a CLTC designation for being certified in Long Term Care. Neil enjoys playing golf as a member of Wheatley Hills Golf Club in East Williston, NY. Neil currently serves as local President of the Boom Business Network. He resides in Smithtown, NY with his wife and two sons where volunteers coaching St Patricks youth basketball, Smithtown Kickers soccer and Hauppauge Little League.

Bio

Paul Goldhirsch, CLTC, is an Investment Advisor Representative with Lighthouse Financial Network LLC, in Melville, New York, serving hundreds of clients from Maine to Florida. Paul is in the business of helping clients for over 26 years to protect their assets and preserve their dignity by planning for long term care. He is a 1985 graduate of State University of New York (SUNY) at Oneonta with a Bachelor of Arts degree in Political Science and History.

Paul focuses on long term care and life insurance planning. He provides comparisons and plan designs customized to meet client’s individual needs which are appropriate and affordable to the clients and their family. He holds the professional designation of CLTC (Certified in Long Term Care).

Paul has first- hand knowledge and understanding of the potentially significant impact long term care can have on an individual or their family. In a caring and supportive way, he provides advice to individuals looking to help protect their hard-earned assets and maintain their financial independence and dignity. Family experiences with long term care issues drove home to him the importance of early planning. Paul's approach to long term care planning is to educate, inform, and present all available options. He knows the importance of providing the facts about long term care so that client can make an informed decision.

Paul is available to give public seminars and group talks on the issues involving long term care insurance in America. Paul and his wife Susan reside in East Northport, New York. Together, they have three children, Matthew, Zachary and Jillian 

575 Broadhollow Road, Melville, NY 11757.

Richard C. Ondreicka is a Financial Advisor at Lighthouse Financial Network, LLC. He maintains his FINRA Series 6, 63, 65 and 7 registrations along with Life, Accident, Health and Long Term Health Care licenses in multiple states. A native of Brooklyn NY, Richard attended The Loyola School in Manhattan, and graduated with a Business degree from St John’s University.

Richard’s career with John Hancock began in Boston with his marriage in 1991. He learned to nurture long term client relationships by listening to people’s goals, assessing their needs and designing comfortable family protection and savings strategies. He transferred to John Hancock’s corporate home office as a National Life, Annuity and Long term care Wholesaler in 1999 providing product presentations and educational training workshops for all JHFN distribution channels.

When John Hancock restructured Richard took a position with Banc Boston Investment Services, Inc. through Quick and Reilly creating comprehensive wealth management plans for affluent Bank Clients. Richard rejoined John Hancock’s Boston Partners office in 2007 but has now relocated to NY where he resides with his beautiful bride Shirley and son Matthew. Richard remains devoted to his two daughters Merrielle and Leanne both pursuing their own careers while servicing clients in the Tristate area and New England.

Richard is a member of the National Association of Insurance and Financial Advisors (NAIFA) and has consistently qualified for membership in the Million Dollar Round Table (MDRT). He enjoys skiing, hiking, fishing, theatre, poetry, cooking and karaoke.

575 Broadhollow Road, Melville, NY 11757

Bob was a Managing Partner for John Hancock for 21 years. During that time, he has consistently been one of JHFN’s top 5 brokerage agencies with a focus on Long Term Care and Life Insurance. Bob has attained MDRT Court of the Table and has continued to build his personal practice utilizing his extensive experience in underwriting, estate planning strategies, retirement planning, and long term care insurance and wealth management strategies.

Bob graduated from NYU with a degree in accounting in 1973 and began a career with the firm of Ernst and Young, at that time the largest firm in New York City. In 1977 he joined David Schwartz in a firm which specialized in accounting, tax, and consulting for General Agents. In 1981 he became the managing partner of the firm.   While working as a CPA, he represented some of the legends in the insurance industry nationwide with a focus on maximizing the profitability of each client.

In 1991, Bob earned his CLU and ChFC designations and began his career in the insurance and investment fields and qualified for MDRT immediately while with Penn Mutual and State Mutual.

In 1993 Bob joined JHFN as a Co-General Agent in the Borough Park Office which quickly became one of the leading Life Insurance Agencies in the firm.  Bob agreed to become the General Agent of the Sher Agency in New York in 1997 and ultimately moved to Rockville Centre. The Sher Agency merged with Lighthouse Financial Network in 2011.

The addition of Bob Sher to Lighthouse Financial Network LLC provides a proven, successful management team with over 50 years of combined brokerage and underwriting experience dedicated to the success of John Hancock agents and brokers. 

Bob has received the National Management Award from GAMA for 17 consecutive years and is a member of GAMA, NAIFA, SFCP, and AICPA.

575 Broadhollow Road, Melville, NY 11757

Robert A. Tavarez, CLTC is a Registered Representative with Lighthouse Financial Network, LLC. He started his career with Mutual of New York and has been in the financial services industry since 1993.

Having been a business owner, Robert knows firsthand the impact of the decisions business owners make on a daily basis. This experience allows Robert to provide customized and personalized pro-active solutions. To help implement these solutions, he offers a variety of financial strategies, services and products including financial needs analysis, life insurance, annuities, college funding strategies, business, and estate and retirement planning strategies.

Robert is a former board member of the Long Island Hispanic Chamber Of Commerce. He has resided in Elmont, New York since 1987 and works with the local high school helping to provide business, social and interviewing skills to the workforce of tomorrow. He is the proud father of two successful young men and grandfather to six dynamic grandchildren. Robert knows and lives first hand, the challenges, concerns and desires of the market he serves. He married his high school sweetheart and has been happily married since 1973.

575 Broadhollow Road, Melville, NY 11757

Stephen T. Sullivan, CLU CLTC is an Investment Advisor Representative with Lighthouse Financial Network, LLC, located in Melville, NY. Steve began his career with Mutual of New York in 1989. MONY was acquired by AXA in 2003 and then Steve joined the John Hancock family (Signator Investors) in 2005.  In 2018, Signator Investors was bought by The Advisor Group which has since changed its name to Osaic Wealth.

During his career, Steve has earned the designations of Chartered Life Underwriter (CLU) and Certified in Long Term Care Consultant (CLTC). He is licensed in Life and Health, and FINRA Series 6 and 63.

Steve has focused on employee benefits for over 20 years. He helps provide employers with sustainable strategies to lower costs without reducing employee benefits. With reference to retirement plans, he helps his clients to achieve their near-term goals such as:

-Reduce plan costs

-Maximize Plan Design

-Increase employee participation and education

-Improve variety of investment selections

Steve builds long-term relationships with all of his clients, by consulting with a number of experienced professionals to assist in directing his clients to their best prospects in all areas of insurance and investments. Steve’s goal is to ensure that each of his clients receive the most personal and satisfactory service he can provide, so they may create, accumulate, and preserve wealth, and achieve their dreams, and their dreams for their families.

Steve graduated from Stony Brook University, with a Bachelor of Engineering degree. He is an active member of the Ancient Order of Hibernians and the Stony Brook Alumni Association. Steve enjoys pickleball, cycling and darts. An avid golfer, Steve is a member of the Crab Meadow Mens Club. 

575 Broadhollow Road, Melville, NY 11757

575 Broadhollow Road, Melville, NY 11757

58 Motor Parkway, Suite 400A, Commack, NY 11725

39 W. 32nd St, Suite 202, New York, NY 10001

575 Broadhollow Road, Melville, NY 11757

575 Broadhollow Road, Melville, NY 11757

575 Broadhollow Road, Melville, NY 11757

Ramananda Rau is our Director of Compliance for the Lighthouse Financial Network LLC. He oversees the compliance operation of the Office of Supervisory Jurisdiction (OSJ) as well as the branch offices located throughout New York, Arizona, Georgia, Michigan, Florida and North Carolina.

Ramananda has had a long career in banking for nearly 26 years and been associated with banks in India, Dubai and New York. He transitioned to the insurance industry in 1992 and started his career with New York Life Insurance Company. To pursue his career as Sales Manager he then moved to MetLife and MONY Life Insurance Company. He joined John Hancock Financial Network in August 2006 and was promoted to Compliance Director in 2007, the position that he now holds at Lighthouse Financial Network. Ramananda holds a Bachelor degree in Accounting from India and Masters in Management qualifications from Asian Institute of Management, Philippines.

To achieve professional excellence, he earned his American College designations of CLU, ChFC, RHU, and REBC. These professional qualifications and his own experience in dealing with high-net-worth clients helped him to recruit and train agents without prior experience and elevate several of them to become MDRT qualifiers.

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575 Broadhollow Road, Melville, NY 11757

Securities and investment advisory services offered through Osaic Wealth Inc. member FINRA/SIPC. Osaic Wealth Inc. is separately owned and other entities and/or marketing names, products or services referenced here are independent Osaic Wealth Inc.

Steven M. Ruttgeizer, CFP®, ChFC, CLU, RHU has been a Financial Advisor with Lighthouse Financial Network, LLC or its predecessor organizations since 1985.

Steven focuses on working with physicians and other successful professionals and business owners to help them protect their families, ensure business continuity, and conserve their wealth.  Steven works with his clients to identify the future they would like to create and then partners with their team of advisors to provide comprehensive plans and financial products to help advance their objectives.

For over 30 years Steven has succeeded in bringing clarity, organization and simplicity to his clients financial, tax, insurance and legacy planning.  Steven is here to help his clients think about the future of their families, businesses, and estates, to identify problems or gaps in their financial strategies and evaluate different options in order to help achieve their goals and implement strategies to meet objectives.

Steven has obtained numerous professional designations over the years.  Steven obtained his Chartered Financial Consultant (ChFC) designation and Charted Life Underwriter (CLU) designation from the American College in 1994.  He also qualified for the prestigious Certified Financial Planner (CFP®) designation from The Certified Financial Planner Board of Standards, Inc. in 1996. This designation requires extensive study and practice in the areas of Financial Planning, Education Planning, Risk Management and Insurance Planning, Investment Planning, Tax Planning, Retirement Planning and Estate Planning.  Additionally, in 2001 Steven earned the Registered Health Underwriter designation from the American College.

Steven is a member of a various professional organizations including The Estate Planning Council of Nassau County, National Association of Insurance and Financial Advisors, (NAIFA) and has qualified for membership in the Million Dollar Round Table (MDRT) multiple times.

Steven resides in Roslyn, NY with his wife Denise who is a physician specializing in Pulmonary and Critical Care Medicine, and their three daughters.  Additionally, Steven serves on the Board of Directors of The Musella Foundation for Brian Tumor Research as Treasurer.

575 Broadhollow Road, Melville, NY 11757

Babita Trivedi is a Financial Planner with Lighthouse Financial Network, LLC, located in Melville, NY. Babita has a MS in Personal Financial Planning and she is a CERTIFIED FINANCIAL PLANNER™ and CDFA ®.

Babita is a believer in building a trusting and long-term relationship with her clients. Babita has a strong passion for focusing on her clients’ goals and concerns, and providing customized and personalized solutions to help create a strategy for their financial security. Whether it is funding for education or retirement, helping protect those you love, or planning to pass on your estate or business, Babita is committed to using her advanced knowledge of financial planning to advise clients on ways to help them achieve their financial goals. 

Babita works with a team of experienced professionals who assist in investment and insurance solutions for her clients. Babita’s goal is to ensure that each of her clients receives the most personal and satisfactory service she can provide,so they may create, accumulate, and preserve wealth and achieve their dreams.

Babita graduated with a BA from NYU and an MS from the College for Financial Planning. Babita lives in Queens, NY with her two sons. 

575 Broadhollow Road, Melville, NY 11757

Allen M. Wittenberg is an Investment Advisor Representative with Lighthouse Financial Network, LLC. He provides financial strategies and investment advisory services to individuals and businesses. Allen has spent his career developing and maintaining professional long-term relationships with his clients. Allen strives to provide his clients with excellent service focusing on developing strategic financial plans which include; Mutual Funds, Annuities, Long Term Care, Disability Income and Life Insurance.

Allen’s decades of experience, professionalism and prospective enables him to blend his talents with one of the leading insurance and financial services companies in the industry.  Allen offers his clients a high level of service, innovative products and solutions, as well as products and services for all their needs.

During his tenure with John Hancock Financial Network, Allen has obtained  the Chartered Life Underwriter designation and has received the NY State LTC Partnership certification. 

He currently resides in Massapequa Park, NY with his wife and daughter. 

575 Broadhollow Road, Melville, NY 11757

 Ari Zaretsky has been in the financial services industry for over a decade. In 2012 he was named Brokerage Director at Atlantic Partners Financial Group and in 2015 continued with the same title at Lighthouse Financial Network. In 2018 Ari was promoted to his current position as Director of the Insurance Division. In this new role Ari heads the entire protection department of Lighthouse Financial Network, LLC.

Ari has the skills and resources necessary to provide his brokers, fellow advisers and clients comprehensive financial recommendations. Ari specializes in product design as well as impaired risk underwriting and works closely with all major insurance carriers. These direct relationships offer Ari a unique insight into the ever-changing insurance marketplace. Ari is dedicated to the success of his brokers and advisers and works diligently to provide them with unmatched service throughout the business process.

Ari received a Bachelor of Science degree in business administration from Salisbury University. He holds a Financial Services Specialist (FSS) designation from the American College. Ari was awarded a Financial Planning Certificate from Kaplan University and is the process of attaining the Chartered Life Underwriter® designation as well. Ari is an active member of the National Association of Insurance and Financial Advisors (NAIFA).

Ari is an avid sports enthusiast. He enjoys spending his free time at the gym, on the golf links and listening to live music with his friends and family.

575 Broadhollow Road, Melville, NY 11757

Anthony Chen is an Investment Adviser Representative at Lighthouse Financial Network, LLC. He started his career in Financial Services with MetLife in Buffalo, NY in 2008. In 2013 he decided to move back to the tri-state area where he calls home. Born and raised in Elmhurst, Queens, he considers himself a full-blooded New Yorker and was excited to come back after nine years in Buffalo. Being in the local NY area he will continue to advance in the field of Financial Services.

Anthony now works with families and business owners to protect what is most important to them. From preserving to creating wealth, Anthony partners with CPAs and attorneys to help address all of the concerns and help clients achieve their goals. By using a com- bination of financial products ranging from life, disability, and long term care insurance to many investment options through Signator Investors Inc. Anthony looks to be the eyes and ears for his client’s financial foundation.

In his spare time, Anthony is an avid long-distance runner.

575 Broadhollow Road, Melville, NY 11757

298 Eagle Claw Drive, Carolina Shores, NC 28467

Emanuel “Jack” Lord has been in the financial services industry since 2009. He studied Telecommunication at The University of Technology in Kingston Jamaica, in 1975 and most recently at CUNY, York College in Jamaica Queens. He graduated in 2009 with a Bachelor of Science in Business Administration with Concentration in Finance.
Jack was a Senior Manager in the Telecommunication Industry for over 35 years, with managerial responsibility for over $90 million of business. He started is financial services career at John Hancock Financial Network /New York Sikder Agency in 2009, The Atlantic Partners Financial Group in September of 2011, before joining the Lighthouse Financial Network in July 2015,
Jack holds Life Accident and Health and Series 6 and 63 Securities License. Striving for excellence is one of Jack’s guiding light and commitment to superior client service is his goal.
Protection and Wealth Accumulation Strategies for Families and Business Continuation Strategies, Tax Qualified Retirement Plans Executive and Employees Benefit Strategies for Business are some of the Financial Needs, Jack provides for his clients.
Jack is a Virgo and resides in Rosedale, Queens. He is an avid Nascar Racing fan and enjoys reading and travelling, when he is not spending time with his grandchildren, Kamiyah, Samantha, Victoria and Kaiden and his wife and three daughters.

Gregory G. Page-Romer is an Investment Advisor Representative with Lighthouse Financial Network, LLC. He understands the importance of building and protecting wealth to create peace of mind for you and your family. He is a knowledgeable, skilled, and encouraging guide for all his clients.

Greg is committed to giving each of his clients the time and attention it takes to create and maintain the best plan to meet their personal and financial goals. He has the support of a team of experienced professionals that assist him in creating optimized investment and insurance solutions.

Before joining Lighthouse Financial Network, Greg was involved in the financial services industry for many years. He has extensive investment experience in futures, stocks, mutual funds, ETFs, and options. He has held several senior technology positions at S&P Global, UBS, and the Federal Reserve Bank of New York. Greg is also co-founder of a tech startup company, with responsibilities including securing funding.

As a father with an adult child with special needs, he is committed to helping families who are faced with the financial challenges that this can entail. He also specializes in working with LGBTQ+ families and individuals, and entrepreneurs and founders of all ages. Greg is on the Board of Directors of the Long Island Crisis Center in Bellmore, NY and Pride for Youth (PFY), a division of LICC. He has held leadership roles in numerous diversity and inclusion committees and has an interest in bringing the skills of mindfulness into financial planning.

Greg received his Bachelor of Science degree in Computer Science from Seton Hall University in 1985 and his Master of Science degree in Computer Science from Polytechnic University (now NYU/Poly) in 1988.

Greg resides in Long Beach, Long Island with his husband Ken. They have three children. In his spare time, you can find Greg at the gym, playing beach volleyball, football, or basketball.

Christian LaPeter is a seasoned Financial Advisor and trusted member of Lighthouse Financial Network, bringing years of experience helping individuals and families navigate the complexities of personal finance. With a specialized focus on Social Security income strategies, tax-efficient planning, and estate conservation, Christian LaPeter is committed to equipping clients with the knowledge and tools they need to make confident, informed financial decisions.

As a speaker, Christian LaPeter is known for delivering clear, actionable guidance on topics that often feel overwhelming or inaccessible. Whether addressing pre-retirees looking to maximize their Social Security benefits, or families seeking to protect their legacy through thoughtful estate planning, he breaks down complex financial concepts into understandable, relatable terms that empower audiences to take control of their financial future.

In partnership with Lighthouse Financial Network, Christian LaPeter blends personalized client service with the strategic insights of a broader advisory team. His presentations reflect the same core values that guide his practice: integrity, education, and long-term partnership.

Christian LaPeter regularly speaks at community events, educational workshops, and client seminars, and is passionate about making financial literacy more accessible to the people who need it most. Through a practical, professional, and approachable style, he helps audiences not only understand their options—but act on them with confidence.

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575 Broadhollow Road Melville NY 11747

Dillon Carrino is an Investment Advisor Representative with Lighthouse Financial Network, LLC, located in Melville, New York. Dillon is a graduate of Binghamton University, where he received a Bachelor of Science in Financial Economics.

Dillon is passionate about building a friendly and trusting relationship with his clients, he accomplishes this by following a professional process to guide others on maintaining and securing a healthy financial future. Dillon’s goal is to help each client protect their assets and grow their wealth.

Dillon has the support of a highly skilled and experienced team of professionals to assist him in creating the perfect insurance, investment, and/or retirement solution for each unique client. He is a firm believer that financial planning is a process, not an event. Dillon strives to be a resource to you every step of the way.
Dillon hangs his hat in West Islip, New York where he resides with his family. He is an avid sports fan and loves watching the Mets and Giants every year.

575 Broadhollow Road, Melville, NY 11757